Buy Health Insurance Directly

Aetna offers health insurance as well as dental vision and other plans to meet the needs of individuals and families employers health care providers and insurance agents brokers.

Buy health insurance directly. Individual and family medical and dental insurance plans are insured by cigna health and life insurance company chlic cigna healthcare of arizona inc cigna healthcare of illinois inc and cigna healthcare of north carolina inc. If you buy insurance directly from an insurance company you will only see the plans and options they offer. The aca allows tax credits and subsidies for anyone with an exchange plan whose income is below 400 of the federal poverty level. The path to healthy starts here. Many have websites that let you compare all plans available from that company.

If you don t qualify for lower costs based on your income you can get coverage 4 ways according to healthcare gov. For 2021 health plans the 400 threshold is 51 040 for a single person. Your best chance to buy affordable comprehensive health insurance is during the annual open enrollment window that runs from november 1 to december 15th. People who buy an individual health plan through the aca exchanges may be eligible for subsidies that reduce the cost of premiums. A good health insurance broker is familiar with all the plans available in their area and knows not only the differences between the plans but also which plans may be better for you and your budget and can explain it all to you.

These federal state plans have low income requirements. If you want to qualify for subsidies you. You can buy directly from the best health insurance companies or from your state s health insurance marketplace also called an exchange. When buying insurance for yourself or for your family you pretty much have two different options. Medicaid and the children s health insurance program chip.

Directly from an insurer. You can contact any health insurance company and see plans available in your area. Many insurance companies are selling insurance direct to the consumer. Each option has it pluses and minuses and the insurance scoop is here to help you find out which options fits your specific needs.