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How to buy health insurance for a small business. The 4 best options for small businesses health insurance is expensive complicated and sensitive but a must if you re looking to grow. Group health insurance is a cost effective way for small businesses to offer health insurance as it s cheaper than buying individual plans. A company has to have fewer than 50 employees to. Small businesses must offer coverage to at least one full time employee working 30 or more hours a week who isn t an owner spouse or business partner pay for 0 75 of their full time employees.
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